Capricorn Group is a southern African financial services group with a 42-year track record. Since its establishment in 1982, the Group has been an integral part of the Namibian banking sector, proudly maintaining Namibian ownership and listing on the NSX in 2013. Operating in Namibia and Botswana, our two banking subsidiaries are complemented by subsidiaries and associates providing additional financial products and services. These include asset and unit trust management, microlending and long and short-term insurance. We also have exposure to the African telecommunications sector through our shareholding in Paratus Group. Capricorn Group employs 1,998 individuals with a diverse workforce. Our purpose is to improve lives through leadership in financial services, and we are committed to sustainable economic development in Namibia and Botswana.